TOV Lending

TOV Lending is your private capital partner in the competitive world of home flipping and real estate investing. As a family-owned business with a legacy in financial services, we understand the unique challenges and opportunities in real estate investment.

Private Capital Advantage

Unlike traditional hard money lenders, our private capital approach ensures quick decisions and customized funding solutions tailored to your needs.

Hands-On Service

We’re always a phone call away and can approve your opportunities in as little as 24 hours, empowering you to seize opportunities swiftly so you never miss out on your next project.

Speed & Efficiency

We provide hands-on, personalized service every step of the way. Our team is dedicated to supporting your success with expert guidance and proactive communication.

Fix & Flip

Short-term financing options for acquiring and renovating investment properties with high leverage, attractive terms, and quick closing times.

The TOV Edge

The value of choosing TOV as your capital partner

Our Loan Products

New Construction

Elevate your investment strategy and enhance your business with efficient, straightforward, and cost-effective new construction financing.

Lot Purchase

Unlock the potential of your future with our specialized lot loan offering, designed for those looking to purchase land for building or development.

A Legacy of Success

Founded by a family with a proven track record in financial services, TOV Lending brings decades of experience to the table. Our journey with TOV Lending began with the sale of a successful leasing company, and today, we continue by helping investors like you achieve their property goals.

Gary & Jordan Sutton

Get started