We help you beat your competitors with buying lots, so you can figure out the plans later.

The best lots for new construction projects are highly sought after and competitive.

We help you buy lots quickly and offer 80% of the lot value.

Quick Closing

We can approve your applications within 24h, and close in as few as 2 days.

Optimal Financing

Our loan amount will cover 80% of the value of the lot you are purchasing.

Hands-on Support

Before, during, after the project - we are always a phone call or text away.

Unlocking Scale And Better Returns For You

We understand that the most lucrative lots for new construction projects are highly competitive and require you to move quickly.

We can approve your loan request for a lot purchase on the same day, so you can beat other cash buyers

Our loan covers 80% of the value of the land.

Beat Other Cash Buyers

By having more lots available in your porfolio, we help you unlock more scale without having to involve equity partners or compromising on location.

We Help You Unlock More Scale

After you have time to develop the final plans, we can increase our loan amount and start a new construction project with you.

Add The Final Project Later

Luxury New Construction Terms + Rates

12-18 month terms

of ARV

Rates as low as

10.5%

*for experienced builders.

Up to 80%

  • At TOV Lending, we prioritize making the loan process as frictionless as possible by providing hands-on, personalized service throughout the loan process. Here's a brief overview of our process:

    1. Application Submission: Complete our loan application form, providing the necessary details about your project.

    2. Underwriting: Our team will review your application.

    3. Approval and Funding: Once approved, we will swiftly underwrite and wire the funds, allowing you to start your project without delays.

  • One of our key strengths at TOV Lending is our ability to provide rapid turnaround times. Once your loan application is approved, we can typically underwrite within 24 hours. This speed and efficiency ensure that you can act quickly on investment opportunities and move forward with your projects without unnecessary delays.

  • TOV Lending is a family-owned business with a legacy in financial services and financing. Our team brings decades of experience to the table, offering expert guidance and proactive communication every step of the way. Our approach is based on our relationships with the people we partner with and we focus on making the process to get funded as frictionless as possible.

    You can learn more about our history and unique edge here.

  • Choosing a private capital lender like TOV Lending offers several advantages over traditional hard money lenders. We provide flexible solutions tailored to your specific needs, whether you're purchasing, renovating, or flipping properties. Our private capital approach ensures quick decisions and customized funding solutions, empowering you to seize opportunities swiftly. As your private capital partner, we can underwrite and wire funds faster than most, ensuring you never miss out on your next project.

  • To get started with TOV Lending, simply contact us for an initial conversation. You can contact us through our website or start the loan application process directly online. Our team is ready to assist you with expert loan solutions tailored to your investment needs.

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